Foreign exchange customs and practice must be precise and follow a common standard, so the rules are written in exact, formal language. This site tries to explain the hard words of textbooks and rules in plain language, with everyday examples. Give it a try. Happy learning!
Tea breakStart with a fun fact or a desk jokeFor students and learners, bankers, exporters, importers and traders, and for anyone at home or abroad who wants to trade with or invest in Bangladesh.
Each room covers one subject: the rules of trade and foreign exchange, the ideas behind them, and the business and economics around them. The Export room is open now; the others open one by one.
Bangladesh Bank rules, explained paragraph by paragraph
Bringing export money home, the EXP form, shipping documents, commission, discounting.
Open · Part A readyPaying for imports, LCs, advance payments, import monitoring.
NextForeign currency loans, guarantees, credit to zone enterprises.
PlannedTravel, study, medical, profit and dividend, international cards.
PlannedWage earners' money, exchange houses, mobile financial services.
PlannedResident and non-resident accounts, ERQ, zone accounts.
PlannedOffshore banking units under the Offshore Banking Act 2024.
PlannedBringing investment in, taking profits and sale proceeds out.
PlannedA smile, a good book, or the meaning of a hard word
Fun facts from the world of trade and friendly jokes from the desk. No quiz, just a smile.
OpenBangladesh laws and rules, ICC publications, and classic business textbooks, with a line on why each matters.
OpenHard trade and banking words in plain English, each linked to where it is used.
OpenThe ideas behind the rules, explained in our own words
Why buyers and sellers don't trust each other, and how banks fix that.
PlannedWho pays the freight, who insures, and where the risk passes.
PlannedThe ideas behind UCP and URC, without the legal wording.
PlannedImport Policy Order, Export Policy, IRC/ERC, Customs.
PlannedFrom the business school, in our own words, with local examples
Demand, prices, inflation, exchange rates and interest rates, and what they mean for a business.
PlannedFinancial accounting from the ground up: debits, credits and the three main statements.
PlannedReading a company's accounts the way a credit officer does, with ratios and red flags.
PlannedWorking capital, cost of money, and how managers make financial decisions.
PlannedShould the factory buy the new machine? Payback, NPV and IRR in plain words.
PlannedGoing abroad: entry choices, partners, culture and country risk.
PlannedWhy countries trade, tariffs and trade deals, and where Bangladesh fits.
PlannedFrom cotton bale to shop shelf: sourcing, lead times, logistics and risk.
PlannedThe same six steps each time, so you always know where you are.
An everyday picture before any rule.
What the rule says and why it exists.
A real-life case from a bank branch.
Hard terms explained, all collected in the Word Book.
The exact circular text, one tap away.
Four quick questions. Only you see your score.
New lessons, and new circulars explained in two lines. We ask for nothing but your email address, and you can leave any time.
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